Welcome, visitor! [ Register | Loginrss

5 Secret Steps to a Debt Free, Dream Wedding

When we got engaged, my wife and I had no how we would afford our dream wedding. We had little virtually no savings, student loans, and no expectation of a handout from our parents who also struggled financially.

These five simple secret steps were key to our success in planning our dream wedding for just $2,000 in a community where couples spend on average over $24,000 on their weddings.

1. The Rules for budgeting
We all love the challenge of an exciting game. The goal is always the same: To Win!

By understanding the rules of the game and applying our creative thinking and other skills, we can achieve victory.

The rules for budgeting for a wedding fortunately are very simple:
Find out how much you can afford to spend on your wedding. Plan your dream wedding; but don’t spend more than you can afford.

In our case, we were big winners. We played by the rules, which said not to spend more than $2,000 to plan our dream wedding. Smart strategies led to a triumphant wedding day full of incredible beauty and the freedom of knowing that we were starting our married life without a penny of wedding debt.

2. Know How Much You Can Afford to Spend
To know how much you can spend, you should take a look at how much you both have in your savings accounts. Also, find out how much your parents can contribute to your wedding planning, if anything.

Consider how much you make each month. Also calculate your monthly expenses. You should also think about what your income and expenses will be once you are married.

The first few years of married life tend to be full of financial obstacles for most couples. So, you don’t want to add the heavy burden of wedding debt to your new life together. You may even want to have some extra money in savings to help your new life together get off on the right foot.

Also, consider how much money you will want to keep aside for your honeymoon.

3. Discover Your Magic Number
As you consider how much you can afford to spend, you will become more and more comfortable with spending a particular amount of money on your wedding. We were comfortable with spending $2,000 on our wedding. This was our magic number.

What is your magic number? Is it $10,000? …$5,000? …$500?
Do not be afraid of the number you discover. You will be surprised at how a bit of smart planning can make your dream wedding possible even though you can only spend a small amount of money.

Thousands of couples have been downloading our book “Wedding Planning on a Budget” to discover tried and true strategies for planning their dream weddings at a price they can afford. Like them, you can follow winning strategies to plan your dream wedding at a price you can afford.

The amount that you decide you can afford to spend on your wedding is your total wedding budget allowance.

4. Anticipate Where the Money Should Go
The best way to make sure that every part of your wedding is paid for without spending more than your wedding budget allows, is to assign portions of your allowance to different parts of your wedding. You can, for example, assign 50% of your total wedding budget allowance to your wedding reception, 10% to your wedding dress and other attire, and so on.

Once you know how much you plan to spend on your reception, you can divide that money between the various components of the reception such as Room/Hall Fees, Tables and Chairs, Food, Drinks, Cake, Linens, Service Fees, Staff and Gratuities, Rentals, etc. Of course, you only have to apply money to the components you plan to include in your wedding.

You can use our free wedding budget spreadsheet that calculates all of these percentages for you and keeps track of all your planned spending and actual spending to help you stay on target. Our wedding budget planner is available at Wedding Planning on a budget.

5. Making Your Budget Do the Work for You
Now that you know how much you plan to spend on each item of your wedding, you can begin using some winning strategies and creative planning to acquire each item or service at the price your budget says you can afford to pay.

Before making any wedding purchase, first consult your budget to find out how much you can afford to pay. After the purchase has been made, record the actual cost of the purchase in your wedding budget.

If the actual price paid is less than what you had planned for, then you can afford to spend that much more on another item found on your wedding budget spreadsheet. If, however, you paid more than what you had planned for, then you must reduce what you can plan on spending for other items on your wedding budget.

In other words, the amount you actually pay for each item can be adjusted but make sure that all of the items end up totaling no more than your total wedding budget allowance.

You now know the rules of the game and how the game is played. With smart planning and by following some proven strategies you can, like us, achieve the wedding of your dreams at a price you can comfortably afford.

We wish you a very happy wedding planning experience and a beautiful, dream come true wedding day.

get our money saving secrets for your dream wedding! and discover how don, lisa, and other couples have been saving thousands upon thousands of dollars on their dream weddings! download http://tinyurl.com/kk3dm3

Related posts:

  1. Wedding Budget Planning – What Are the Steps? Before you plan for other details of your wedding, you will have to think about the budget of it. As a matter of fact, you will need to know how much you can afford. This is why the budget is so important. You will need to consider it with your greatest care. Yet, there are […]…
  2. A Dream-Come-True Wedding on a Budget When planning a dream-like wedding, what may be affordable for you may be too much for others. Before you jump into extraordinary things for your wedding, you have to consider first you finances. It is always a must to see first what you can afford on every detail of your wedding. Compare prices of several […]…
  3. How Much Wedding Can I Afford? Did you know that a wedding costs, on average, $28,000? It seems like a lot of money, but it requires a budget. When it comes to planning your wedding, your budget is one of the most important factors. Wedding planning should begin with setting your budget. It is a process that is necessary, but it […]…
  4. Finding Your Dream Wedding Dress To be able to find the wedding dress that is perfect for you, it is always best to prepare everything you will need. Below are just some of the things that you should consider before shopping for a wedding dress and some tips that can help you get by. Find time to conduct a simple […]…
  5. A Dream-Like Outdoor Wedding That is on a Budget One of the most favorite wedding set up are outdoors. Many couple opt to have an outdoor wedding because of its beautiful setting: natural backdrops of trees, mountains or oceans. Any wedding decoration can be utilized in an outdoor venue. Apart from that, its natural light helps to make truly glorious wedding pictures. However, outdoor […]…
  6. Affordable Wedding Ideas That Could Still Make a Dream-Like … Planning a wedding on a small budget nowadays can be a very daunting task to do on the part of the newly engaged couple. Thinking for all the possible ideas on how to have a dream-like wedding celebration without costing you a fortune will soon follow the marriage proposal. The thought of trimming down the […]…
  7. Planning Your Wedding Budget in a Wise Way The first issue you need to consider when you are planning for your wedding is your budget. Without a budget it will not be possible for you to make decisions. As a matter of fact, you will need to think about this issue as soon as you have decided to get married. You will need […]…
  8. What to Consider When Getting a Wedding Loan When you are planning to have a really special wedding, it will probably mean that you will need to spend quite a large amount of money. An average wedding can cost you up to $40,000. As a result, you will need to save some money so that you will have enough resources for your event. […]…
  9. Discover The Secret Rules Of The Relationship Game! Get … The relationship game provides plenty of entertainment, although it makes us cry as often as it makes us laugh. Perhaps it is because nobody gave us the book of rules. So, we employ the true and trusted trial and error method, fumbling as we go along. Chaos ensues. There seems to be no method to […]…
  10. 15 Steps to Your Perfect Wedding Congratulations! You’re getting ready for the happiest day of your life. Unfortunately, the year or so leading up to that day might be filled with stress, confusion, and exhaustion. Don’t worry. Planning the perfect wedding doesn’t have to be that bad. I recently planned a wedding myself. The seemingly endless little details may drive you […]…

273 total views, 1 so far today


Listed: August 7, 2009 8:02 pm